Updated 3rd June as events have unfolded regarding the scandal at FIFA. How game theory, dollars and the efforts of one investigative journalist have brought accountability to FIFA. As certain individuals, associations and European banks have found out recently, if…
Since the start of the new financial year, the new pension ‘freedoms’ have come into effect and we have a clear guide to all the ‘major changes’ that I will be happy to send to you if you contact me.…
This is my first blog of 2015. My father passed away in early March after a short illness that began before Christmas. Naturally, my family has been the most important consideration during this difficult time and some, less essential, parts…
Well, I’ve managed to survive another Christmas silly season where I managed to disregard most of the lessons in good decision making that I’ve taken care to explain in a series of blogs over the past year. The first ever…
It seems both I and the Financial Stability Board have made new resolutions, albeit a bit late in the year. In my case the resolution is quite a simple one – when leaving your car at the garage to have…
I apologise again for the length of these last two posts, but these will soon be eligible ISA investments and advice is unregulated at present. In due course, I’ll produce a more comprehensive guide – if you are interested just…
This is the first of two posts that are going to be long on detail and short on humour, but the subject matter is important and I don’t think it’s been covered very well for retail investors unless you happen…
I was going to write about peer-to-peer loans this week, but instead I am going to concentrate on another new type of investment that offers high headline rates of interest. They are known as CoCos and this week the Financial…
On a trip to the coast a fortnight ago, I went inside a café to order a couple of ice-cream cones. Ahead of me in the queue was a father, who was looking a little stressed. He was waiting for…
I appreciate that last week’s blog regarding changes to pensions and annuities in the Budget was a little technical and on the long side, but if you managed to gain a little more understanding of how simple annuities (and mortgages)…